Debit / ATM Cards issued by SBI | Which SBI Debit Card is Better ?

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As most of us know that SBI reduced its Daily Cash withdrawal limits for Classic and Maestro Debit Cards from Rs. 40,000 to 20,000. Well if you haven’t heard it let me tell you again with effect from 31 oct 2018 you can only withdraw maximum of Rs. 20,000 per day from your classic and maestro debit cards.

Now if you want to withdrawal more than Rs. 20,000 you have to apply for a different and higher debit card. So it become very important for us to know what kind of other debit card can we apply. What are their Pro and Cons. Their limits, charges, maintenance fee etc.

State Bank Classic Debit Card:-

With benefits like Cashless transactions, Easy shopping at various merchant outlets across India, Earn FreedomRewardz points on your purchases, this is the basic ATM/ Debit card issued by SBI with nil Issuance Charges.

  • Shopping at over 5 lakh merchant outlets in india.
  • Online shopping and payment, booking movie tickets, bill payments etc. ( Domestic websites only )
  • Withdraw cash from any ATM in india.
  • 1 FreedomRewardz point for every Rs. 200 you spend online.
  • Daily Cash Limit at ATMs:- Minimum=Rs. 100, Maximum = Rs. 20,000.
  • POS/e-Commerce Limit:- Max= Rs. 50,000.

LIMITS:-

State Bank Classic Debit Card
Domestic
Daily Cash Limit at ATMs Minimum Rs. 100/-
Maximum Rs. 20,000/-
Daily POS/Online Transaction Limit Minimum No such limit
Maximum Rs. 50,000/-

CHARGES:-

Charges*
Issuance Charges Nil
Annual Maintenance Charges Rs 125/- plus GST
Card Replacement Charges Rs 300/- plus GST

 

SBI Global International Debit Card:-

You can use it to shop at various merchant outlets, for making payment online and withdraw cash in India as well as across the globe. Comes with an EMV Chip which provides additional security. Best for people who wants to do shopping from international websites.

 

  • shop at over 6 Lakh merchant outlets in India, and over 30 million worldwide.
  • Online shopping and payment, booking movie tickets, bill payments etc. ( Domestic as well as international websites only )
  • Withdraw cash from any ATM in India and worldwide (ATMs with MasterCard/Maestro/Visa logo)
  • 1 FreedomRewardz point for every Rs. 200 you spend online.

LIMITS:-

SBI Global International Debit Card Domestic International
Daily Cash Limit at ATMs Minimum Rs. 100/- Varies from ATM to ATM
Maximum Rs. 40,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 40,000/-
Daily POS/e-Commerce Limit Minimum No such limit No such limit but subject to local regulations.
Maximum Rs. 75,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 75,000/-

CHARGES:-

Charges
Issuance Charges Nil
Annual Maintenance Charges Rs 175/- plus GST
Card Replacement Charges Rs 300/- plus GST

 

SBI Gold International Debit Card:-

Similar as Global International Debit Card but with higher limits and more features. Gold Card provides complimentary life insurance coverage of up to Rs 2 lakhs.

LIMITS:-

SBI Gold International Debit Card
Domestic
International
Daily Cash Limit at ATMs Minimum Rs. 100/- Varies from ATM to ATM
Maximum Rs. 50,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 50,000/-
Daily Point of Sales/Online Transaction Limit Minimum No such limit No such limit but subject to local regulations
Maximum Rs. 2,00,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 2,00,000/-

CHARGES :-

Charges
Issuance Charges Rs 100/- plus GST
Annual Maintenance Charges Rs 175/- plus GST
Card Replacement Charges Rs 300/- plus GST

 

SBI Platinum International Debit Card :-

Similar as Gold International Debit Card but with higher limits and more features. Platinum Card provides complimentary life insurance coverage of up to Rs 5 lakhs.

LIMITS:-

SBI Platinum International Debit Card
Domestic
International
Daily Cash Limit at ATMs Minimum Rs. 100/- Varies from ATM to ATM
Maximum Rs. 1,00,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 1,00,000/-
Daily Point of Sales/Online Transaction Limit Minimum No such limit No such limit but subject to local regulations
Maximum Rs. 2,00,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 2,00,000/-

 

CHARGES:-

Charges
Issuance Charges Rs 300/- plus GST
Annual Maintenance Charges Rs 250/- plus GST
Card Replacement Charges Rs 300/- plus GST

 

sbiINTOUCH Tap & Go Debit Card:-

Comes with contactless technology. With this card you don’t have to swipe your card at POS ( Point of Sales), when you are paying at merchant outlets. If you a contactless symbol like this on POS terminal,sbiINTOUCH Tap & Go Debit Cardyou can just wave your contactless card near the PoS terminal without swiping. Enabling you to transact faster. This card can be used to make online payments, shop and withdraw cash in India and across the globe.

LIMITS:-

sbiINTOUCH Tap & Go Debit Card
Domestic
International
Daily Cash withdrawal Limit at ATMs Minimum Rs. 100/- Varies from ATM to ATM
Maximum Rs. 40,000/- Varies from country to country, subject to a maximum of USD equivalent to INR 40,000/- per day.
Daily Point of Sales/Online Transaction Limit Minimum No such limit No such limit but subject to local regulations
Maximum Rs. 75,000/- Varies from country to country, subject to a maximum USD equivalent to INR 75,000/- per day.

 

CHARGES:-

Charges
Issuance Charges NIL
Annual Maintenance Charges Rs 175/- plus GST
Card Replacement Charges Rs 300/- plus GST

 

SBI Mumbai Metro Combo Card:-

  • Hassle free travel on Mumbai Metro, shop at over 10 lakh merchant outlets in India, and over 30 million worldwide.
  • Online shopping and payment, booking movie tickets, bill payments etc.
  • Withdraw cash from any ATM in india and worldwide.
  • 1 FreedomRewardz point for every Rs. 200 you spend online.

LIMITS:-

SBI Mumbai Metro Combo Card Card
Domestic
International
Daily Cash Limit at ATMs Minimum Rs. 100/- Varies from ATM to ATM
Maximum Rs. 40,000/- Varies from country to country, subject to a maximum of USD equivalent to INR 40,000/- per day.
Daily POS/e-Commerce Limit Minimum No such limit No such limit but subject to local regulations.
Maximum Rs. 75,000/- Varies from country to country, subject to a maximum USD equivalent to INR 75,000/- per day.
Card to Card transfer (within SBI) —- Rs.15,000/- per transaction maximum 3 transactions per day. Not Applicable

 

CHARGES:-

Charges
Issuance Charges Rs. 100/- at the time of issuance of the card. Metro Card comes pre loaded with Rs. 50/-
Annual Maintenance Charges Rs 175 plus applicable GST
Card Replacement Charges Rs 300/- plus applicable GST

 

SBI BUSINESS DEBIT CARD

These Card has been specially designed to meet the business requirements of the Banks Commercial customers. SBI Business Debit Card can be used for business expenses, make payments, book tickets for business travel, pay business utility bills and buy business essentials. they comes with EMV chip based business debit cards.

SBI offers two types of Business debit cards.

1. State Bank Pride

  • Daily Cash withdrawal limits of up to Rs 100,000
  • Daily e-Commerce Limit up to Rs 200,000
  • Daily Cash Deposit Limit at Cash Deposit Machine Rs 49,900

2. State Bank Premium

  • Daily Cash withdrawal limits of up to Rs 200,000
  • Daily e-Commerce Limit up to Rs 500,000
  • Daily Cash Deposit Limit at Cash Deposit Machine Rs 49,900

 

CHOOSE WHICH ONE IS BEST FOR YOU.

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