Best PNB Credit Cards | Annual Fee, Key Features, and More

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PNB Credit Cards

Punjab National Bank (PNB) offers different credit cards with various features. Although variants are not as many as given by other banks like SBI, But all the available variants provides you with the benefits like shopping, insurance coverage, Reward Points, cashback on utility bills, restaurants etc. PNB offers RuPay credit cards in addition to Visa credit cards. In this article we will talk about benefits, rewards, cashback, limits and charges of top best PNB credit cards.

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PNB offers 6 type of Credit Cards :-

  1. PNB Global Platinum Credit Card
  2. PNB Global Gold Credit Card
  3. PNB Global Classic Credit Card
  4. PNB Wave n Pay Credit Card
  5. PNB RuPay Platinum Credit Card
  6. PNB RuPay Select Credit Card

Some of the key Feature of PNB Credit cards –

  • All-purpose credit card – Shopping, dining, travel, entertainment and others.
  • Worldwide Acceptance – Accepted at ATMs and merchant establishments across the globe.
  • Reward points.
  • Fuel surcharge waiver – On spends between Rs.400 and Rs.3,000 per transaction on fuel in any city and at any petrol pump in India.
  • Add-on Credit Cards – Up to 2 add-on cards for your spouse, parents, son and/or daughter (over 18 years).
  • Lost Card Liability Cover – In case your credit card gets lost, report it immediately to our 24-hour toll free call center. After you do this, you carry limited liability on any fraudulent transactions on your card.
  • Free Credit Period – Minimum 20 days and Maximum upto 50 days free credit period. Means no interest will be charged during this period.
  • Balance Transfer Facility – You can transfer the outstanding balance of your other bank’s Credit card to PNB Global Credit card and reduce your interest burden.
  • Revolving Credit Facility – You can choose to pay the minimum amount due and rest of the amount is adjusted as outstanding which is added in the next billing cycle.

 

Fees and charges – 

PNB Credit Card Joining Fee Annual Fee Finance Charges Specific benefits
Global Platinum 

Rs. 500 Rs. 500 2.45%/ month
  • 24×7 global concierge desk for assistance in hotel reservations, dining and more.
  • Reward Points: 2 reward points on every retail transaction of Rs. 150.
Global Gold

Rs. 300 Nil 2.45%/ month
  • Reward Points: 1 reward points on every Rs. 100 spent on the card.
Global Classic

Nil Nil 2.45%/ month
  • Reward Points: 1 reward points on every Rs. 100 spent on the card.
Wave n Pay Contactless

Nil Nil 2.45%/ month
  • Comes with the Visa PayWave technology. no need to swipe just wave your card at PayWave-enabled POS machines.
  • Reward Points: 2 reward points on every Rs. 150 spent on the card.
RuPay Platinum 

Nil Nil 2.45%/ month
  • No joining fee or annual fee (if the card is used at least once in a quarter)
  • Reward Points: 1 reward points on every Rs. 100 spent on the card.
  •  300 Reward Points awarded on first usage within 90 days of receiving the Credit Card.
RuPay Select

Rs. 500 Rs. 500 2.45%/ month
  • No annual fee (if the card is used at least once in a quarter)
  • Reward Points: 2 reward points on every Rs. 150 spent on the card.
  • 300 Reward Points awarded on first usage within 90 days of receiving the Credit Card.
  • 2X bonus Reward Points on retail/online transactions (within 90 days of receiving the card  )

 

  • How to Apply ? Can I apply for the PNB credit card online?
    At present, PNB does not provide the facility to apply for a credit card online. You will have to visit the branch to apply for the credit card.

 

PNB Credit Card Customer Care :-

  • Call, email or SMS to avail services related to credit cards such as credit card hotlisting, availing concierge services, etc.
  • Toll-Free Number: 1800 180 2345, 0120 – 4616200
  • Email: creditcardpnb@pnb.co.in
  • Mail address for any grievances: PNB, Credit Card Processing Centre, 11th Floor, Atma Ram House, 1 – Tolstoy Marg, New Delhi –110001

 

Also Read :-

 

Source :- www.pnbcard.in

 

 

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