PhonePe App- Indian Payment App + Recharges + UPI + CASHBACK

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In this article we are gonna talk about PhonePe App. With PhonePe App you can do UPI payments,recharges,money transfer etc. Also it is a best App for cashback i have seen.You and your friend both get a cashback everytime you refer to it your friends. Cashback when you do your first UPI transaction, first recharge, and much more.

The PhonePe app works over Unified Payments Interface (UPI) Platform developed by National Payments Corporation of India (NPCI) and is powered by YES Bank. No need to remember IFSC codes,account numbers,or other details. Instant bank transfer by just using a mobile no or your Virtual Payment Address (VPA).

Lets see what else can you do with PhonePe
  • Send and Receive money.
  • Recharge Mobiles/Datacards/DTH.
  • Manage Multiple bank accounts.
  • Shop on Flipkart,Myntra,Jobong and other online shopping websites.
  • Transact upto Rs. 1 lakh per transaction, 24*7.
  • Instant Refunds and cashbacks into your Phonepe Wallet.
Now follow these steps to learn how to use this app :-

STEP-1 Download PhonePe App from your google play or download from here. click here. After installation open the App.

STEP-2 It will ask you to register or login. Now click on the REGISTER NOW button.

STEP-3 Now for the registration process you need to give your Mobile no and name. (remember to give mobile no that is registered with your bank because later on you can add your bank for UPI transactions ). set password for your PhonePe App. then CONTINUE.

Now you have successfully registered on PhonePe App. you can now recharge,shopping etc with your PhonePe App. But for sending and receiving money from other via UPI or bank account,you need to link your bank with your PhonePe App.(I recommend you do ) for doing that follow these next steps.
STEP-4 To link your bank account with Phonepe. Click on ADD BANK on the top right corner of the app. you can also find the ADD BANK option by going My Account–> Bank Accounts–> ADD ACCOUNT.

STEP-5 Find your bank from the list. (same mobile no registered with bank should be same as PhonePe registered mobile no. ) In my case its SBI. so i am gonna select SBI.

STEP-6 Your Bank detail will appear. Now you need to setup a UPI PIN. (this UPI PIN will be used whenever you do transaction using UPI ).

STEP-7 it will ask you for your debit card details. give your debit card last 6 digits, expiry date and CONTINUE.

STEP-8 Your bank will send OTP on your registered mobile no that you have to use also set you UPI PIN. you will use this PIN on every UPI transaction. so always remember this PIN.

THATS IT. your PhonePe account is ready and linked with your bank. now you can recharge/shop/send money and do lots of things. Checkout the offers PhonePe is your first and fifth UPI transfer you will get 50% cashback. Also cashback on recharge and if you refer PhonePe to your friends.

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